Get approved for real, usable business credit — with no personal guarantee and no personal credit check — using a proven, step-by-step fundability framework.
To grow and scale your business, you need access to capital at the best rates possible. Business credit is the foundation — and it lets you access money even when you can't qualify for a traditional loan.
The Business Credit Builder Program guides you through a proven, personalized process that gets your business set up correctly, establishes your credit profile with all three major bureaus, and helps you access high-limit revolving credit — all without touching your personal credit.
We decode lender and credit issuer approval requirements so you get automated approvals — not denials. Entity setup, business address, phone, website, email, 411 listing, and more.
We set up and activate your credit profiles with Dun & Bradstreet, Experian, and Equifax Commercial — plus access to your free D-U-N-S number and Bureau Insights™ analysis.
Get approved for real, usable trade credit with vendors who report to business bureaus — even as a startup with no credit history, no cash flow requirements, no personal guarantee.
Once your profile is established, access high-limit revolving credit cards, store credit, fleet accounts, and Visa/MasterCard accounts — all linked to your EIN, not your SSN.
See exactly how the Business Credit Builder works — step by step — and what's possible when your business is set up the right way.
Once your business credit profile is established, you'll gain access to multiple types of revolving credit — all with individual limits of $5,000–$50,000 and no personal guarantee required.
Hundreds of vendors that report to the major business credit bureaus — giving you the trade lines needed to build your business credit profile from day one.
Reports to D&B, Experian & EquifaxAccess credit with major national retailers and stores — Amazon, Dell, Apple, and more — with individual credit limits of $10,000–$50,000 per account.
$10K – $50K per accountRevolving fleet credit cards for fuel, vehicle maintenance, and auto repairs — for your primary vehicle or an entire commercial fleet of vehicles.
Multiple locations nationwideHigh-limit Visa and MasterCard accounts tied to your EIN — usable at most locations worldwide with no personal guarantee required for approval.
Visa & Mastercard — EIN linkedPurchase or lease your primary vehicle or a fleet of commercial vehicles — all in your business name with no consumer credit reporting and no personal guarantee.
Business name financingIf you have good personal credit, access unsecured cash credit lines up to $150,000 at 0% interest for 6–18 months — even as a startup with no-doc approvals.
Up to $150K | 0% for 6–18 monthsRegina personally secured over $500K in business credit using this exact program after her divorce — then built her entire business on it.
From coaches to contractors to content creators — here's what's possible when you build the right way.
"I had no idea how to separate my personal and business credit. Regina walked me through every single step. Now I have three tradelines reporting and I just got approved for my first business card — no personal guarantee."
"I was skeptical at first because my personal credit was a mess. But that's the whole point — this is all EIN-based. Within 90 days I had vendor accounts reporting and I was on my way. Game changer."
"Regina doesn't just teach you what to do — she makes sure your business is actually set up correctly first. I thought I had everything in order. I didn't. Now I do, and lenders see me differently."